How to Apply for Bihar Mahila Rojgar Yojana 2025 – Eligibility, Benefits & Online Process

Bihar Mahila Rojgar Yojana : The Bihar government has taken a big step towards women’s empowerment with the launch of the Bihar Mahila Rojgar Yojana 2025. Approved in the Cabinet meeting on 29th August 2025, this scheme aims to make women financially independent by supporting them in starting their own small businesses.

Bihar Mahila Rojgar Yojana 2025 is a groundbreaking scheme launched by the Bihar government to economically empower women across the state. Under this initiative, one woman from every family will receive an initial financial assistance of ₹10,000 directly into her bank account starting from September 2025. This fund aims to help women start their preferred small businesses such as grocery shops, tailoring, dairy, poultry, beauty parlors, and other trade or service ventures. The government envisions this as a means to promote self-employment and reduce women’s dependence on external employment sources, enhancing their role in Bihar’s economy.

Eligibility for the scheme focuses on women aged between 18 and 60 years who are members of recognized Self Help Groups (SHGs) like Jeevika, or who can join such groups before applying. Beneficiaries must not be employed in government jobs, and neither the woman nor her spouse should be income tax payers. The scheme also ensures inclusivity by allowing only one woman per family to avail of the benefits. After six months of starting the business, an assessment will be conducted, based on which additional financial support up to ₹2,00,000 can be provided to scale their businesses, enabling sustainable growth and broader impact.

To facilitate marketing and sales of women-led businesses, the government plans to develop “haat bazaars” from villages to urban centers, offering a dedicated platform for women entrepreneurs. Application processes will be tailored for rural and urban participants, with rural women applying via SHGs and urban women through an online portal. Beyond financial aid, this scheme aspires to generate substantial employment opportunities locally, reduce migration, and uplift the socio-economic status of women, fostering inclusive and equitable development within Bihar.

Why This Scheme Matters

Bihar, like many other states, has a large section of women who wish to contribute economically but lack access to money, markets, or guidance. This scheme is designed to break those barriers and provide:

• Direct financial aid so women don’t have to depend on loans.
• Encouragement for self-employment and small entrepreneurship.
• Reduction in migration by creating jobs locally.
• Boost to women’s confidence and status in both family and society.

Key Highlights of Bihar Mahila Rojgar Yojana 2025

Feature	Details
Beneficiaries	One woman from every family in Bihar
Initial Assistance	₹10,000 (direct bank transfer) starting September 2025
Additional Assistance	Up to ₹2,00,000 after 6 months (based on business progress)
Market Support	Development of special “haat bazaars” for women entrepreneurs
Business Options	Shops, dairy, tailoring, poultry, beauty parlors, agriculture, auto/e-rickshaw & more

Who Can Apply? (Eligibility Criteria)

To ensure the scheme reaches deserving women, some rules have been set:

• Applicant must be a woman between 18 and 60 years.
• Must be a member of Jeevika Self-Help Group (SHG) or join one before applying.
• Only one woman per family can avail the scheme.
• Neither the woman nor her husband should hold a government job.
• The family should not be an income tax payer.

Also Read : India’s GST Reform 2025: A Game-Changer for Citizens, Businesses, and the Economy

How to Apply

Area	Application Method	Documents Required
Rural	Through Jeevika Self-Help Groups (SHGs)	Aadhaar Card, Bank Passbook, Mobile Number
Urban	Through an online portal (to be launched by Bihar Govt.)	Aadhaar Card, Bank Passbook, Mobile Number

Applications will officially start from September 2025. The government will also monitor the businesses regularly to ensure funds are used properly.

Here are the step-by-step instructions on how to apply for the Bihar Mahila Rojgar Yojana 2025:

1. Eligibility Check: Ensure the applicant is a woman aged between 18 and 60 years, resident of Bihar, and a member of a Self Help Group (SHG) called Jeevika or join one before applying. She must not be employed in a government job, and neither she nor her family should be income tax payers.
2. For Rural Women:
   • Obtain the application form (Annexure-1) from the local Gram Sangathan (village organization/SHG).
   • Fill the form with details such as name, address, bank account info, Aadhaar number, SHG membership, and the business she wishes to start.
   • Submit the form to the Gram Sangathan, where it will be scrutinized and forwarded.
   • The form data will be uploaded on the M-A-S portal using the Aadhaar number.
   • After approval, the initial amount of ₹10,000 will be transferred directly to the woman’s bank account.
3. For Urban Women:
   • An online portal will be launched where women can register and fill their application forms.
   • Upload required documents such as Aadhaar card, bank passbook, and proof of residence.
   • Upon verification, the government will transfer ₹10,000 to the beneficiary’s bank account.
4. Additional Documents: Passport-sized photo, income certificate, ration card, and mobile number are also needed during application.
5. Follow-up: After six months, a progress assessment will be done, and eligible women may receive additional funding up to ₹2,00,000 to expand or scale their business.

Business Ideas Supported Under the Scheme

Women can choose a business that best suits their skills, interest, and local demand. Some examples include:

• Small fruit/vegetable or grocery shops
• Dairy farming, poultry farming, goat/cow rearing
• Tailoring units, footwear shops, beauty parlors, cosmetic stores
• Mobile/auto repair shops, e-rickshaw or auto-rickshaw services
• Agriculture-based businesses or home-based ventures

Suggested Business	Investment Needed	Potential Monthly Income
Tailoring Unit	₹15,000 – ₹25,000	₹8,000 – ₹15,000
Dairy Farming (2 cows)	₹60,000 – ₹1,00,000	₹15,000 – ₹25,000
Beauty Parlor	₹30,000 – ₹50,000	₹12,000 – ₹20,000
Grocery Shop	₹40,000 – ₹70,000	₹10,000 – ₹18,000
Poultry Farming	₹50,000 – ₹80,000	₹12,000 – ₹22,000

Benefits for Women

• Financial Freedom: Women get funds directly in their accounts.
• Job Creation: Not only for themselves but also for others in their community.
• Reduced Migration: Jobs at the local level cut the need to move to cities.
• Confidence Boost: Running their own businesses gives women a stronger voice at home and in society.
• Supportive Ecosystem: From SHGs to haat bazaars, government ensures marketing and training support.

Government’s Role

To make this scheme successful, the Bihar government is planning:

• Setting up exclusive markets (haat bazaars) for women entrepreneurs.
• Providing training programs through Jeevika SHGs.
• Continuous monitoring of businesses and scaling up successful ventures.
• Collaboration between rural development & municipal departments for smooth execution.

The Bihar Mahila Rojgar Yojana 2025 is more than just a financial aid scheme — it’s a vision to build a self-reliant Bihar where women are at the center of economic growth.

By offering not just money but also markets, training, and monitoring, the government is ensuring that women don’t just start businesses but also succeed in them.

As the scheme rolls out in September 2025, it holds the promise of changing thousands of lives — one woman, one family, and one community at a time.

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How to fill Bihar Nahila Rojgar Yojana 2025 Form

Here is how to fill the Bihar Mahila Rojgar Yojana 2025 application form step-by-step:

1. Obtain the Application Form:
   • Rural women can get the application form from their local Gram Sangathan (village self-help group organization).
   • Urban women can apply through the online portal launched by the government.
2. Fill in Personal Details:
   • Enter your full name, father/husband’s name, address, caste, and date of birth.
   • Provide your Aadhaar number and contact details like mobile number.
3. Bank Details:
   • Fill in bank account number, bank name, branch name, and IFSC code correctly to ensure direct money transfer.
4. Self Help Group (SHG) Details:
   • Mention the name of the SHG (Jeevika SHG) you belong to. If not a member, a self-declaration form is required that you will join an SHG.
5. Business Details:
   • Choose the business or employment activity you want to start (e.g., grocery shop, tailoring, poultry farming, beauty parlor, vehicle repair, etc.).
   • Mark the appropriate option from the list of allowed businesses.
6. Supporting Documents:
   • Attach photocopies of Aadhaar card, bank passbook, passport size photo, and any other required documents.
   • Submit the self-declaration form if applicable.
7. Submission:
   • Rural applicants submit the filled form along with documents to their Gram Sangathan, which will verify and forward it for approval.
   • Urban applicants upload the form and documents via the online portal.
8. Verification and Fund Transfer:
   • After verification, the initial ₹10,000 financial assistance will be directly transferred to the applicant’s bank account.
   • Further funding up to ₹2 lakh may be provided after six months based on progress.

How to Apply Bihar Mahila Rojgar Yojana 2025 online

1. Visit the Official Online Portal: The Bihar government will launch a dedicated online portal for this scheme soon, where urban women can register.
2. Register Using Aadhaar: On the portal, women will need to register using their Aadhaar number to ensure identity verification and eligibility.
3. Fill the Application Form: Complete the online application form by filling in details such as name, address, Aadhaar number, bank account information, SHG membership status, and the business or employment type you plan to start.
4. Upload Required Documents: Upload scanned copies of essential documents including Aadhaar card, bank passbook, passport-sized photo, and any other documents required as per the instructions.
5. Submit the Form: After filling the form and uploading documents, submit the application online.
6. Verification and Fund Transfer: After government verification, the initial amount of ₹10,000 will be directly transferred to the applicant’s bank account.
7. Follow-up for Additional Assistance: After six months, based on business progress, women may receive additional funding up to ₹2,00,000.

For rural women, the application continues to be through their local SHGs (Jeevika), whereas urban women can conveniently apply online once the portal is operational. This online process aims to make the application smooth, transparent, and accessible.

Bihar Mahila Rojgar Yojana FAQ